FHA & VA WELCOMED!!!! **Charming Twinhome with Golf Course Views in Rancho Bernardo** Welcome to this beautifully updated twinhome nestled in the heart of Rancho Bernardo where peaceful living meets everyday convenience. With 3 bedrooms, 3 full bathrooms, and over 2,200 square feet of thoughtfully designed living space, this split-level home offers the perfect blend of comfort, style, and function. Step inside and immediately feel at home with luxury vinyl plank flooring, fresh finishes and paint throughout, and an open-concept layout ideal for both relaxing and entertaining. The renovated kitchen is a chefs dream, featuring sleek stainless steel appliances, modern cabinetry, and plenty of counter space to inspire your inner gourmet. The unique split-level design provides a flexible layout, with one spacious bedroom and full bath upstairsperfect for guests or a private officewhile the primary suite and an additional bedroom are conveniently located on the lower level for added privacy and ease. Start your mornings sipping coffee or end your evenings with a glass of wine on the peaceful patio, where you can hear birds chirping and soak in stunning golf course views. The outdoor space offers a serene retreat that feels worlds away, yet you're just minutes from everything. Located in one of Rancho Bernardos most sought-after neighborhoods, youll love being close to top-rated schools, scenic walking paths, community parks, local rec center, and easy freeway access for commuting or weekend getaways. This home also includes a spacious 2-car garage and access to all the amenities